Spring and early summer are the busiest time of the year for real estate closings — we write homeowners insurance. Let us walk you through some do’s and don’ts in that process.
CHOOSE THE RIGHT COVERAGE VALUATION METHOD FOR YOUR HOME AND MAKE SURE YOUR COVERAGE LIMIT IS SUFFICIENT Reinstatement Value Clause (RVC), defines the terms and conditions of payment under a property insurance policy. It defines the value that will be payable after a loss, and the conditions under which this value may be altered even […]
Covid-19 Updates at O’Connor & Co. Insurance. We are still working and all anyone has to do is call us 508-943-3333 or email us and we are still fully functional and open thru the pandemic. Our doors will be locked but we have a drop box and we are fully functional. This will pass. One […]
Prioritizing your health and wellbeing in the wake of anxiety and fear over concerns about Coronavirus Covid-19.
Dear O’Connor & Co. community member, As new cases of the coronavirus (CoVid-19) are reported in the United States and around the world, we would like to share some steps we can all take, as a community, to keep both ourselves, our friends and family safe. Our immune system works best when we get enough […]
If you are a business owner or manager looking to save on expenses, insurance bundling is a must. This is a chance to take your personal and business lines and combine them. That way, you do not have to deal with a number of providers, each with different policies and rates. Having one insurance provider […]
The new Massachusetts law requiring hands-free use of all mobile devices while driving goes into effect on February 23, 2020. No more holding your cell phone while driving. You can now be pulled over and ticketed simply for holding a cell phone or other mobile devices while driving. There will be significant fines for offenses […]
Absolute Pollution Exclusion: What It Means for Your Insurance Coverage as a business owner or homeowner.
Insurance is a way to mitigate risk. People take out insurance for their homes, vehicles and health. Businesses also invest in insurance coverage to protect their assets. However, not everything is covered by your insurance policy. One area of exclusion to keep in mind for your Massachusetts or Connecticut business is absolute pollution exclusion. Understanding […]
Just because it’s hunting season that doesn’t mean you have to stay indoors and waste a beautiful day when you want to take a hike with your pet. While obviously no one wants to intentionally harm you or your pet, it would be irresponsible not to recognize that there are some hazards and potentials for […]
Cyber security has been getting a lot of attention as of late. But why is that? It wasn’t long ago that it seemed cyber security was something only those in the tech industry had to concern themselves with. But times have changed! Where once business leaders saw cyber security as the responsibility of their IT […]
This might be the scariest number you see today. According to the Insurance Research Council, ONE out of SEVEN drivers on the road in the United States has no insurance coverage at all. Others who might be carrying insurance are still allowed to carry limits so low that they wouldn’t come close to compensating you […]
If you are a contractor unexpected problems could destroy your profitability. Contractor insurance is an important part of the puzzle you won’t want to ignore. Some people feel that they don’t need insurance and never buy it. That mistake can cost them everything. Having contractor insurance will safeguard your business and protect you from the […]