Bundle your commercial and personal lines and Save Big

If you are a business owner or manager looking to save on expenses, insurance bundling is a must. This is a chance to take your personal and business lines and combine them. That way, you do not have to deal with a number of providers, each with different policies and rates. Having one insurance provider […]

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Massachusetts Hands-Free Cell Phone Driving Law: What You Need to Know

The new Massachusetts law requiring hands-free use of all mobile devices while driving goes into effect on February 23, 2020. No more holding your cell phone while driving. You can now be pulled over and ticketed simply for holding a cell phone or other mobile devices while driving. There will be significant fines for offenses […]

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Absolute Pollution Exclusion: What It Means for Your Insurance Coverage as a business owner or homeowner.

Insurance is a way to mitigate risk. People take out insurance for their homes, vehicles and health. Businesses also invest in insurance coverage to protect their assets. However, not everything is covered by your insurance policy. One area of exclusion to keep in mind for your Massachusetts or Connecticut business is absolute pollution exclusion. Understanding […]

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Keeping Yourself and Your Pets Safe When Out Hiking During the Hunting Season

Just because it’s hunting season that doesn’t mean you have to stay indoors and waste a beautiful day when you want to take a hike with your pet. While obviously no one wants to intentionally harm you or your pet, it would be irresponsible not to recognize that there are some hazards and potentials for […]

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The Importance Of Cyber Security Protection

Cyber security has been getting a lot of attention as of late. But why is that? It wasn’t long ago that it seemed cyber security was something only those in the tech industry had to concern themselves with. But times have changed! Where once business leaders saw cyber security as the responsibility of their IT […]

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How to Protect Yourself from Uninsured and Under-insured Motorists

This might be the scariest number you see today. According to the Insurance Research Council, ONE out of SEVEN drivers on the road in the United States has no insurance coverage at all. Others who might be carrying insurance are still allowed to carry limits so low that they wouldn’t come close to compensating you […]

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Why a Contractor Needs Business Insurance

If you are a contractor unexpected problems could destroy your profitability. Contractor insurance is an important part of the puzzle you won’t want to ignore. Some people feel that they don’t need insurance and never buy it. That mistake can cost them everything. Having contractor insurance will safeguard your business and protect you from the […]

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How to keep track of your belongings in case of a loss.

Home Inventory Is Important! What if there is a loss …?    What if you have to itemize your personal property after a fire …? Can you list everything you own from memory …? The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But […]

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Spring is coming. We write Recreational Insurance in Connecticut and Massachusetts

We Carry Recreational Vehicle Insurance in Massachusetts and Connecticut Although some days it feels like this snowy winter will never end, it’s just a matter of time before Old Man Winter gives way to green grass, blooming flowers and the promise of new spring adventures. Whether you’re looking forward to traveling across the country, or […]

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Is Your Business Protected Against Sexual Harassment in the Workplace?

There are many complaints that employees and former employees can bring to your business that can wreak havoc on its very essence. Wrongful termination is one, and personal injury is another. A third situation that can cause your establishment a heap of trouble is a sexual harassment charge. Any time a person views an action […]

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