Auto Insurance

Automobile owners in Massachusetts face a confusing variety of options for car insurance. O’Connor & Co. Insurance Agency can help guide you through these options to find the right auto insurance policy for your needs.

Massachusetts requires automobile owners to purchase minimum levels of four types of auto insurance coverage:

  • Personal Injury Protection, covering injuries to the policyholder or passengers in their car.
  • Bodily Injury Liability, covering injuries to another party in an accident.
  • Property Damage Liability, covering damage to another party’s property in an accident.
  • Uninsured Motorist Bodily Injury, covering injuries in an accident caused by an uninsured motorist.

Car accidents can be costly, so most Massachusetts motorists purchase coverage in these areas beyond the minimum required by the state. There are many auto insurance options which can be added beyond the minimum required. Common additions include: collision coverage, for damages to the policyholder’s car in an accident, and comprehensive coverage, for damages to the policyholder’s car not resulting from an accident, such as theft or vandalism.

Speak to an O’Connor & Co. Insurance agent to develop an affordable Massachusetts auto insurance policy that’s right for your needs. We can help determine whether you qualify for any auto insurance discounts as well as which options would be right for you.