Riding a motorcycle in Massachusetts offers beautiful scenery and the freedom of the open road. Slick roads, traffic accidents and Massachusetts state law, however, make having adequate motorcycle insurance a necessity. O’Connor & Co. Insurance Agency can provide you with an affordable Massachusetts motorcycle insurance policy to protect you and your bike.
As with automobiles, Massachusetts state law requires minimum motorcycle insurance coverage in several areas:
- Bodily Injury Liability coverage will help cover expenses for injuries suffered by other parties in an accident.
- Property Damage Liability coverage protects you in the event of damage to another party’s property in an accident.
- Personal Injury Protection coverage helps cover medical costs for injuries you or your passenger sustain in an accident.
- Uninsured Motorist coverage takes care of costs if you are involved in an accident with a vehicle lacking proper insurance coverage.
In addition, many motorcyclists choose to purchase coverage options such as collision (to cover repair or replacement costs if your motorcycle is in an accident) and comprehensive (to cover costs if your bike is damaged by fire, theft or other mishaps).