Boat Insurance

Massachusetts boaters face the threat of storms, collisions, theft and other maritime accidents. O’Connor & Co. Insurance Agency can develop an affordable boat insurance policy to help protect you, your passengers and your boating investment.

Boat insurance can provide broad coverage of damage to the boat and its contents, including outboard motors and personal property. Many Massachusetts boaters purchase boat insurance policies to ensure comprehensive coverage, including:

  • Personal Injury Protection to provide for medical and rehabilitation costs for yourself and your passengers in the event of a boating accident, regardless of whether you are at fault.
  • Liability coverage to protect you if bodily injuries or property damage occur to another party.
  • Collision coverage for damage to your boat resulting from a run-in with a dock or another boat.
  • Uninsured boat coverage for damages or injuries resulting from an accident involving another boater without proper boat insurance.

These types of boat insurance provide coverage for your primary boat and its contents, but lower deductible policies may be available for auxiliary equipment such as dinghies and trailers.

An O’Connor & Co. Insurance agent can help steer you through the boat insurance options to craft the right Massachusetts boat insurance coverage for your recreational investment.