Recent updates in Massachusetts law require that any business holding a liquor license purchase liquor liability insurance. If your liquor store or other business handles the sale or distribution of alcohol, O’Connor & Co. Insurance Agency can help craft a Massachusetts liquor liability policy for your specific needs.
A common misconception is that only bars, taverns, liquor stores or restaurants need liquor liability coverage. In truth, any Massachusetts business which serves or handles alcohol should have this coverage, including hotels, golf and country clubs, bowling alleys and wineries with tasting rooms.
Liquor liability coverage will help protect your business if someone served alcohol at your venue is involved in an accident. Expenses for bodily injury and property damage to another party, as well as medical and legal costs are typically included in a liquor liability policy. Assault and battery coverage is also available, as well as discounts if your staff completes an approved alcohol training program. Function spaces which do not themselves sell alcohol may be able to purchase host liquor insurance for liability protection if they host events involving alcohol.
Massachusetts liquor liability laws can be complicated, so speak with an O’Connor & Co. Insurance agent for help with navigating the options. Whether you are located in Dudley, Webster or throughout Massachusetts, O’Connor & Co. can develop an affordable liquor liability insurance policy for your liquor store or other business.