Auto Liability Coverage

Auto liability coverage is a must for all local drivers. When shopping for auto insurance for your vehicle, though, talk to O’Connor Insurance Agency to find the best liability coverage for your needs.

Both Massachusetts and Connecticut require automobile owners to purchase minimum levels of four types of auto liability insurance coverage:

  • Personal Injury Protection, covering injuries to the policyholder or passengers in their car.
  • Bodily Injury Liability, covering injuries to another party in an accident.
  • Property Damage Liability, covering damage to another party’s property in an accident.
  • Uninsured Motorist Bodily Injury, covering injuries in an accident caused by an uninsured motorist.

Car insurance shoppers can purchase additional coverage like Comprehensive or Collision to protect their own property, but the required auto liability coverage listed above handles injuries to all parties and property damage to others. In fact, many drivers purchase coverage above the minimum requirements for extra peace of mind.

For more information on auto liability coverage in Massachusetts or Connecticut, contact the experts at O’Connor Insurance Agency. We can help you determine the right car insurance package for you, including Collision and Comprehensive coverage, as well as whether you qualify for any discounts.