In-Home Business Insurance

Many in-home business owners falsely assume that their homeowners insurance policy covers all home business activities.  Don’t make that same mistake.

If you run an in-home business in Massachusetts or Connecticut, O’Connor Insurance Agency can help you set up a comprehensive home business policy that properly protects your livelihood.

Unlike typical homeowners insurance, a home business insurance policy covers the special risks faced by a home business.  For example, if you store inventory at home, manage employees working from your home, or face loss of income in the event of damage to your home, you need a specific home business insurance policy to safeguard your operation.

Our home business insurance specialists at O’Connor can review your risks, assets and liabilities to create a policy tailored to your setup.  Policies typically include coverage for:

  • Professional liability
  • Loss of business income in the event of an accident
  • Property damage, including business inventory
  • Business data loss

Other amendments and additions are available, depending on your particular needs.  Whether you have clients meet you at your home office, maintain a vehicle for business purposes, store inventory off-site, or need to keep secure customer and employee data on your computer, our agents will work with you to develop a policy that best meets your needs.

Contact or stop by O’Connor Insurance today and speak to one of agents about setting up an affordable in-home business insurance policy for your home-based business.