For most Massachusetts homeowners, their home is their most important investment. Fire, accidents, and volatile Massachusetts weather can pose serious threats to this investment, however. O’Connor & Co. Insurance Agency can provide you with an affordable Massachusetts homeowners insurance policy to help protect your home and family.
Typical Massachusetts home insurance policies contain the following features:
- Dwelling coverage provides for replacement or repair of the primary home structure in the event of a named peril. Other structures, such as detached garages or sheds, may be included in the standard home insurance coverage.
- Contents/Personal Property coverage can help replace or reimburse for furniture, clothing, electronics, jewelry and other belongings lost or damaged in a covered mishap. Be sure to thoroughly inventory your belongings beforehand for maximum protection.
- Personal Liability Protection can help protect you from a lawsuit if someone suffers bodily injury or property damage in your home or yard. Medical Payment coverage may be available to reimburse for medical expenses if another party requires treatment for bodily injury.
- Loss of Use coverage can help pay for hotel costs or living expenses for you and your family if your home is rendered unusable in a covered peril.
There are many home insurance policy options available beyond standard coverage. Speak with an O’Connor Insurance agent to select appropriate options, find out about discounts for which you may be eligible, and develop a Massachusetts homeowners insurance policy that is right for you.