Even when everything is running smoothly, Massachusetts restaurant owners face any number of challenges in keeping their eateries open and successful. Dealing with the costs of a kitchen fire, a roof leak, or a lawsuit from a customer alleging food poisoning can be overwhelming. Fortunately, a Massachusetts restaurant insurance policy from O’Connor & Co. Insurance Agency can help you minimize these financial risks.
O’Connor & Co. Insurance can analyze your business’ needs and risks to create a customized restaurant insurance policy. A typical policy will include features common in a general business owners policy (BOP), as well as endorsements specific to the restaurant industry. Massachusetts restaurant insurance coverage can include:
- Commercial property damage coverage
- Commercial liability coverage
- Business interruption or loss of income coverage
- Equipment breakdown insurance
- Food spoilage coverage
- Liquor liability coverage
These features can help ensure that your restaurant will remain financially sound if a freezer malfunction spoils your inventory or if a customer slips and injures themselves in your dining room. An O’Connor & Co. Insurance professional can help you decide which options would be most appropriate for your particular restaurant, whether it is a corner deli or a fine dining establishment.
Speak with an O’Connor & Co. Insurance agent in our Dudley, MA offices to create an affordable Massachusetts restaurant insurance policy that meets your needs.